black and red stripe 1-1.5 inches hairy
Your photo is of a female velvet ant also called cow killer. Males have black wings while females are wingless. This is actually a wasp. It got it’s name because it was said that the sting from the female hurt so bad it would kill a cow. They are shades of yellow and brown or red and black.
They are found in meadows, old fields, and edges of forests especially those with sandy soil.
Adult velvet ants feed on nectar and water. The larva are parasites of bumble bees. The female velvet ant searches for bumble bee nests, digs down and deposits one egg near the brood chamber. Velvet ant larva enter the bumble bee brood chamber, kills those larvae by feeding on them. Larvae pupate in the bumble bee chamber.
Females have a very painful sting if handled.
Velvet ants are not aggressive and will try to escape when encountered.