This fly was on a hay bale in Gunnison, UT. It was just larger than a house fly. Has clear wings and brown fur.
Your fly is one of the hover flies, also called Syrphid flies. Yours is in the genus Dasysyrphus sp.
These flies are identified by the hairs around the eyes, curved bands on the abdomen, as well as a groove on the top of the abdomen(back end).
Hover flies are good bugs 🙂
The adult flies are helpful pollinators, while the larvae prey on other insects especially aphids!
Hover flies can be mistaken for wasps or bees due to their coloration.